Compare Annuity FYI's Recommended Annuities

Click below for a side-by-side comparison of the most competitive annuities and annuity riders Annuity FYI has found in each category, and an explanation of the comprehensive criteria we use in evaluating annuities and making recommendations.

	Fixed Rates		No-Load
	Fixed/Equity-Indexed Annuities		Death Benefits
	Living Benefits		Immediate Annuities
	Bonus		Investment Strategies & Asset Allocation Models
	No-Surrenders

Annuity FYI's Recommended Annuities

Feature	Description
Fixed Annuities	Compare fixed annuities with a guaranteed return. What’s a fixed deferred annuity?
Fixed/Equity-Indexed Annuities	Compare annuities whose returns are based upon the performance of an equity market index, such as the S&P 500 or NASDAQ 100. What’s a fixed-indexed annuity?
Living Benefit Riders	Guaranteed Minimum Income Benefits (GMIBs) guarantee the greater of the actual value, 5-7% compounded annual interest (annuitized), or the highest contract anniversary value (annuitized). Compare Guaranteed Minimum Income Benefits What's a GMIB? Lifetime Withdrawal Benefits (LWBs) allow you to take withdrawals from 4-8% per year for your entire lifetime, regardless of your account value... Compare LWBs What are lifetime withdrawal benefits? Guaranteed Minimum Withdrawal Benefits (GMWBs) permit you to withdraw up to 7% per year without the risk of losing your principal, regardless of market performance. Compare GMWBs What are guaranteed minimum withdrawal benefits? Guaranteed Account Value Benefits (GAVs) guarantee your original investment, give you market upside, and allow you to take your investment as a lump sum after a certain period of time. Compare GAVs What are guaranteed account value benefits?
Bonus	Compare bonus annuities that add 3-5% to premiums. What’s a bonus annuity?
No-Surrenders	Compare annuities with no penalty for early withdrawal, for investors who need spur-the-moment access to their money. What’s a no-surrender annuity?
No-Load	Compare annuities that do not charge you commission fees. What’s a no-load annuity?
Death Benefit Riders	Compare annuities that guarantee payments to your beneficiaries upon your death. What’s a death benefit?
Investment Strategies & Asset Allocation Models	Compare annuities that have historically high performing investment strategies.
Immediate Annuities	Compare immediate annuities that offer fixed or variable payments immediately upon investing, for investors that need immediate income. What’s an immediate annuity?

01/24/08. Reviewed 11/29/07.