Compare Guaranteed Minimum Income Benefit Riders

A high, 5% compounding income base guaranteed during both the deferral period and income phase (until annuitization).

The guaranteed compounding lasts until an advanced age of 85 (the contract anniversary after your 85th birthday). However, if you are taking income, your benefit base is preserved through the anniversary following your 90th birthday!

It offers the ability to reset the income base at least annually, until a relatively advanced age of 80 (the contract anniversary prior to your 81st birthday).

The rider permits up to 5% dollar-for-dollar annual withdrawals, available immediately.

AXA's GMIB has a high, 5% compounded dollar-for-dollar guarantee during both the deferral period and income phase, until a relatively advanced age of 80.

It also offers the ability to reset the income base on each contract anniversary.

The rider permits up to 5% dollar-for-dollar annual withdrawals after 5 years (pro rata until then).

MetLife Investors GMIB has a high, 5% compounded dollar-for-dollar guarantee during both the deferral period and income phase (until annuitization), until the contract anniversary prior to the oldest contract owner's 91st birthday.

It also offers the ability to reset the income base on each contract anniversary prior to the oldest contract owner's 81st birthday.

The rider permits up to 5% dollar-for-dollar annual withdrawals, available immediately.

NSLA's GMIB Rider has a high, 5% compounded dollar-for-dollar guarantee during the deferral period, until the earlier of age 85 or the 24th rider anniversary.

It also offers the ability to reset the income base on each contract anniversary prior to age 75 or the fifth rider anniversary, if later, to preserve gains.

The rider permits up to 5% dollar-for-dollar annual withdrawals, available immediately.

Available only in New York