| Company |
Option 1:
Highest Value Guarantee:
Upon death,
your beneficiary is
guaranteed the
greater of your
account value or... |
Option 2:
Guaranteed Rate:
Upon death,
your beneficiary is
guaranteed the
greater of your
account value or... |
Option 3:
Highest Value Guarantee:
Upon death,
your beneficiary is
guaranteed the
greater of your
account value or... |
To Order a Free Information Kit |
Death Benefit Rider
Details |
Highest value on any contract anniversary, capped at contract anniversary following 85th birthday |
Greater of 5% roll-up up to contract anniversary following 85th birthday, or annual ratchet up to contract anniversary following 80th or 85th birthday. Plus, annual resets up to contract anniversary following 90th birthday. |
25-40% of the earnings of the contract, or any of the benefit bases, capped at 50-100% of purchase payments or $1 million |
 |
Enhanced Death Benefit |
Highest value on any contract anniversary, prior to age 81 |
5% roll-up to contract anniversary immediately prior to age 91. |
Age 69 and younger: 40% of contract earnings
Age 70-79: 25% of contract earnings |
|
Enhanced Death Benefit Rider |
Annual ratchet (highest anniversary value on any previous contract anniversary, to age 80) |
Greater of 5% roll-up to age 80, or annual ratchet. Plus, annual resets. |
40% of contract earnings |
|
Jackson National Life
Death Benefit Rider |
Highest account value on any previous quarterly contract anniversary, with no cap |
5-6% guaranteed rate depending on age until age 81, with a step-up on the 7th year |
40% of the earnings of the contract up to age 70, 25% of the contract from ages 70-75 capped at 250% of premium |
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