Learn About Annuities

What is an annuity?

An annuity is a contract between you (the annuity owner) and an insurance company. In return for your payment, the insurance company agrees to provide either a regular stream of income or a lump sum pay-out at some future time (generally, once you retire or pass age 59 1/2).
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Is an annuity suitable for me?

For the right investor, annuities can be exceptional complements to a well-rounded portfolio -- they have the advantage over traditional retirement plans of allowing you to invest unlimited funds, tax-deferred. However, annuities are not for everyone.
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What are the different types of annuities?

There are many different types of annuities to meet the specific needs of individual investors. Annuity FYI can help simplify the selection process.
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The Annuity Qualifier

Help me determine which is the best annuity for my needs.
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Financial Self Assessment

What type of investor are you? Take this self assessment consisting of ten statements designed to help you decide where to invest your retirement dollars.
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Annuity Checklist

It's a cold, hard world out there, and you need to be informed to get the best return on your money. Annuity FYI suggests that prior to making a purchase you consider the following about the annuity, the insurance company issuing the annuity, and the broker selling it.
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Annuity Warnings!

Annuity FYI regularly publishes warnings about potential pitfalls in purchasing an annuity. Read this before you invest!
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Updated 05/30/09